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MODERN BUSINESS BANKING

Welcome to the Future of AI-Driven Banking Software

Experience a next-generation digital banking and identity verification platform built for modern businesses. Our unified dashboard empowers you to manage accounts, payments, verifications, and more — now enhanced with intelligent AI services to automate decisions, reduce risk, and accelerate workflows.

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Why Choose Us

Empowering Businesses with Technology, Payments & AI Innovation

At Credmint Innovation Pvt. Ltd., we don’t just build software — we create intelligent, end- to-end IT and payment ecosystems powered by AI to help businesses scale faster in the digital era.

Whether you’re a startup or a large enterprise, our secure and smart platforms evolve with your needs — enabling effortless transactions, automated operations, data-driven decision-making, and seamless customer experiences.

Partner with us to accelerate your digital transformation, simplify payments, and unlock new growth opportunities through next-generation AI solutions — all with one trusted technology partner.

Empowering Businesses
QR & Soundbox

QR & Soundbox

Accept Payments with Ease

Seamlessly accept customer payments through QR codes and soundbox alerts. Simplify collections, enhance convenience, and never miss a transaction.

Payouts

Payouts

Payments Made Simple

Pay vendors, customers, and employees instantly through all the payment methods - bank accounts, UPI, cards & wallets

Collections

Collections

Collect Payments On Time

Provide multiple payment options with our streamlined collection solutions, simplify your invoicing process, and set automated reminders

CARDS

CARDS

Take Complete Control of Business Spending

Powerful corporate cards that give you real-time control, track card expenses, set limits for spend control, approve expenses and visibility into business spending

Smart POS Machines

Smart POS Machines

Affordable Solutions for Your Growing Business

Seamless payment processing with quick transactions, secure technology, and easy setup.

Identity Verification

Identity Verification

Secure and Compliant KYC & KYB Solutions

Streamline customer verification while adhering to regulatory standards.

Other Solution

Other Solution

Agent Banking Solutions

Deliver banking services via India’s largest agent banking network.

AI Revolution

PHASE 1

AI MVP

Quick Wins. Rapid Value. Minimal Development Effort.

This phase focuses on fast-to-deploy AI modules that immediately enhance onboarding, support, risk assessment, and merchant experience.

AI-Powered KYC/KYB Engine

An end-to-end digital verification engine that delivers instant identity extraction and fraud detection.

  • PAN/Aadhaar OCR
  • GST certificate reading
  • Face match + liveness
  • Document fraud score

Smart Merchant Risk Score

AI model that evaluates merchant risk using behaviour, transaction flow, and anomalies.

  • Transaction behaviour analysis
  • Suspicious activity alerts
  • Thin-file merchant scoring

AI Support Chatbot (Multilanguage)

A multilingual chatbot that improves support experience.

  • Transaction & payout help
  • Basic account queries
  • KYC troubleshooting

AI-Based Transaction Categorisation

Smart classification of incoming & outgoing transactions.

  • Automated tagging
  • Expense visualisation
  • Transforms platform into AI infra

Dynamic Credit Line / Cash Flow Prediction Engine

Predictive ML model that helps lenders estimate merchant liquidity and decide limits confidently.

  • 30-day cashflow prediction
  • Dynamic credit suggestions
  • High-confidence forecasts

AI Reconciliation Bot (ZERO Manual Work)

Fully automated reconciliation engine matching data across ecosystems in real-time.

  • Marketplace → Bank ledger mapping
  • Detect missing payments
  • TDR mismatch alerts

Intelligent Dispute Management

AI-driven system that automates the dispute workflow from detection to resolution.

  • Categorises dispute reasons
  • Document collection automation
  • Auto-response drafting

AI Fraud Engine v2 (Deep Behavioural Analytics)

Advanced fraud models using device, behavioural, and network patterns.

  • Device fingerprinting
  • IP scoring
  • Insider fraud alerts
  • Merchant anomaly detection

Enterprise KYB Engine

Advanced company verification using multi-source graph intelligence.

  • Director network mapping
  • Connected companies
  • Default/delinquent detection
  • Real-time ROC/legal data

AI Underwriting Engine

End-to-end automated underwriting system using multi-data-source scoring.

  • GST behavioural analysis
  • Bank statement modelling
  • Credit bureau fusion
  • Automated limit assignment

Autonomous Finance Operations

AI that handles recurring finance workflows with minimal human involvement.

  • Payout scheduling
  • Settlement forecasting
  • Ledger posting
  • Vendor payments

Embedded AI Finance API Suite

Plug-and-play APIs for fintechs to embed AI finance capabilities.

  • KYC / KYB
  • Income prediction
  • Fraud scoring
  • Cashflow scoring

Credmint Brain” – Autonomous CFO

AI that independently manages financial operations like a human CFO.

  • Predicts cashflow
  • Schedules payouts
  • Ensures compliance
  • Operates finances autonomously

India’s First SME Financial Twin

Digital AI twin that mirrors a business’s financial health.

  • Revenue & expenses
  • Risk & fraud
  • Growth
  • Business health score

AI Smart Contracts for Automated Settlements

Blockchain-compatible financial contracts that execute autonomously.

  • Auto payouts
  • Auto settlements
  • Escrows
  • Vendor payments

Autonomous Customer Support

Fully automated support that handles 95% of queries.

  • Context-aware
  • Multilingual
  • Instant resolution
  • Human-free operations
Seamless Payments for Ecommerce Growth

Seamless Payments for Ecommerce Growth

Power your online store with seamless payments, quick checkouts, and real-time tracking to drive sales and customer satisfaction.

Smart Payments for Logistics Operations

Smart Payments for Logistics Operations

Simplify supply chain payments, vendor onboarding, and expense management with financial solutions built for logistics and distribution.

Secure Payments for Healthcare Services

Secure Payments for Healthcare Services

Enable secure, compliant transactions across the healthcare ecosystem — from pharmacy payments to hospital billing and patient services.

Scalable Payment Solutions for Marketplaces

Scalable Payment Solutions for Marketplaces

Unify payments for buyers, sellers, and service providers with a scalable infrastructure designed for modern online and offline marketplaces.

Digital Payments for Education Systems

Digital Payments for Education Systems

Manage the full financial cycle of your institution — from fee collection to staff disbursements — with one smart integrated platform.

Next-Gen Payments for FMCG Businesses

Next-Gen Payments for FMCG Businesses

Digitize distributor payments, retail collections, and supply chain payments with powerful solutions tailored for the FMCG industry.

Payment Intelligence & Risk Control

Payment Intelligence & Risk Control

AI scans every transaction for risk, monitors expenses, and provides growth insights. Make smarter, safer financial decisions with predictive revenue trends and performance health scores.

Smart Payout Automation

Smart Payout Automation

Automate vendor and merchant payouts with window-based execution and smart de-cancellation for failed transactions. Real-time status and instant reconciliation ensure fast, error-free settlements.

Collections, Compliance & Invoicing Automation

Collections, Compliance & Invoicing Automation

Automated payment reminders, seamless settlements, and GST-compliant invoice generation reduce manual work. Ensure faster collections, regulatory compliance, and smoother operations.

Companies at all stages use Credmint

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Aegis
Ashoka
Bajaj
BirlaSoft
Fukifilm
Hyundai
Jaypee
JSW
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Experience Fast, Flexible & Transparent Way to Bank

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Credmint is a modern digital banking and identity verification platform for businesses. It offers a unified dashboard for managing accounts, payments, and more, along with secure APIs to automate workflows.

Corporate Address: 202, Atulya IT park, Bhawarkua, Indrapuri Colony, Indore, Madhya Pradesh 452014

Email : contact@credmint.ai
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© 2025 CREDMINT INNOVATION PVT. LTD.

Credmint is not a bank but a technology platform for digital financial services. All funds in the customer's bank account are insured as per limits under the RBI's deposit insurance scheme.

Corporate Identity Number: U62011MP2025PTC078731

Never share your password, card number, expiry date, CVV, PIN, OTP or other confidential information with anyone even if the person claims to be from CREDMINT.